Enrolling for 2021

Open Enrollment is October 12–23

(the system closes at 11:59 p.m. Eastern).

Open Enrollment | Answers at your fingertips

If you have questions while enrolling, a “Chat Now” button is located in the bottom right corner of each page on the Mercer Marketplace website. When you click this button, you will connect with a benefits counselor for a secure, live chat.

If you have questions about your 2021 benefits or enrolling, call Mercer Marketplace at 1-855-237-6421. Benefits counselors are available to assist you Monday to Friday, 7 am to 10 pm and Saturdays, 10 am to 2 pm (all times are Eastern).

Step 1 – Have Your Information Ready:

  • Have the social security number and birth date easily accessible for any dependent(s) you will be adding to your coverage.
  • Know what plan(s) you want to enroll in. This is also a good time to review your list of beneficiaries to make sure they are up to date.

Step 2 – Visit Mercer Marketplace

  • Select “Explore 2021 Benefits.”
  • If it is the first time you are using the Marketplace, you will need to register as a new user. To register, you will need the last 4 digits of your social security number, your last name, your date of birth and your home zip code. Follow the steps to set up your account.

New Hire Enrollment – What You Need to Know

If you started working at Pearson on or after Open Enrollment, you will need to enroll twice – once for the remainder of 2020 and again for 2021. Elections you make for 2020 will not carry over into 2021. Follow Steps 1 and 2 for completing your 2020 enrollment. Once you have completed your 2020 enrollment, you will see a button for “Open Enrollment.” Click on that to enroll for 2021.

Do I Have to Enroll?

You should log in and confirm you have the coverage you need and want for 2021. If you don’t make any updates, you will be automatically enrolled in your current coverage with the exception of Commuter/Parking, Flexible Spending, and Health Savings Account elections.

Remember, you must make an election each year if you participate in any of the following:

  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSA)
  • Commuter/Parking

If you are participating in any of these accounts in 2020 and want to continue in 2021, you must make an election for 2021, even if you want to continue the same amount per paycheck for next year. Please note: Your 2020 balances in the HSA and Commuter/ Parking accounts will carry over into 2021, but your FSA funds do not carry over.

2021 Pre-Tax Annual Limits

The 2021 annual HSA contribution limits as determined by the Internal Revenue Service (IRS) are:

  • $3,600 for individuals ($50.00 increase from 2020)
  • $7,200 for family coverage ($100.00 increase from 2020).

The 2021 Flexible Spending Account (FSA) contribution limits as determined by the IRS are:

  • Combination FSA – $2,750* (only available if you are enrolled in the $1,850 or $2,850 medical plans)
  • Health Care FSA – $2,750*
  • Dependent Care FSA – $5,000* married; $2,500* if married filing jointly

*These are 2020 limits. 2021 limits have not been announced by the IRS at the time of publication.

What if I am currently enrolled, but don’t want coverage in 2021?

If you are currently enrolled in Pearson benefits but do not want coverage in 2021, you must go into the system and “waive” coverage. Not taking this action means you will see deductions for coverage for all of 2021.

Will I get a new ID card for 2021?

If you are staying with your current medical or dental plan in 2021, you will not receive a new ID card.