Understand Your Costs, Compare and Enroll
In 2022, there will be an increase in some payroll contributions, but not all, as this chart demonstrates. There are, however, no changes to deductibles, copays, or out-of-pocket maximums for next year.
| Administrator | Coverage | Change in Per‑Paycheck Costs |
| Aetna, Anthem, Cigna | Medical | +3.8% |
| Kaiser | Medical | No Change |
| Delta Dental | Dental | No Change |
| Cigna DHMO | Dental | +2.0% |
| VSP | Vision | No Change |
Open Enrollment | Answers at your fingertips
If you have questions while enrolling, a “Chat Now” button is located in the bottom right corner of each page on the Mercer Marketplace website. When you click this button, you will connect with a benefits counselor for a secure, live chat. If you have questions about your 2022 benefits or enrolling, call Mercer Marketplace at 1-855-237-6421. Benefit counselors are available to assist you Monday to Friday, 7 am to 10 pm and Saturdays, 10 am to 2 pm (all times Eastern).
Step 1 – Have Your Information Ready
- Have the social security number and birth date easily accessible for any dependent(s) you will be adding to your coverage.
- Know what plan(s) you want to enroll in. This is also a good time to review your list of beneficiaries to make sure they are up to date.
Step 2 – Visit Mercer Marketplace
- Select “Explore 2022 Benefits.”
- If it is the first time you are using the Marketplace, you will need to register as a new user. To register, you will need the last 4 digits of your social security number, your last name, your date of birth and your home zip code. Follow the instructions to set up your account.
- Forgot your login credentials?
- Click on “Forgot Username or Password” or
- Click on the “My Total Rewards” icon in myCloud. After you arrive at the My Total Rewards landing page, scroll down and look for “For Benefits Enrollment” and click on the blue “here” button.
New Hire Enrollment – What You Need to Know
If you started working at Pearson on, during or after Open Enrollment, you will need to enroll twice – once for the remainder of 2021 and again for 2022. Elections you make for 2021 will not carry over into 2022. Follow Steps 1 and 2 above for completing your 2021 enrollment. Once you have completed those steps, you will see a button for “Open Enrollment.” Click on that to enroll for 2022.
Do I have to enroll?
You should log in and confirm you have the coverage you need and want for 2022. If you don’t make any changes, you will be automatically enrolled in your current coverage with the exception of Flexible Spending (FSA), Health Savings Account (HSA) and Commuter/Parking elections.
If you are currently participating in any of the following accounts and want to continue to do so next year, you must make an election for 2022, even if the amount you are contributing will stay the same.
- Health Savings Account
- Health Care and/or Dependent Day Care Flexible Spending Accounts
- Commuter/Parking
Please note: Your 2021 balances in the HSA and Commuter/Parking accounts will carry over into 2022, but your FSA funds do not.
2022 Tax Advantaged Accounts Limits
| Health Savings Account 2022 | Other Pre-tax 2022 Limits * |
Catch-up Contribution (for those who will be age 55 or older in the 2022 plan year): add an additional $1,000 to the above amounts |
*as of October 4, 2021. |
What if I am currently enrolled, but don’t want coverage in 2022?
If you are currently enrolled in Pearson Benefits but do not need coverage in 2022, you must go into the system and “waive” coverage. If you do not take this action, you will see payroll deductions for coverage for all of 2022.